Google Pay V/s Samsung Pay: Which One to Choose?

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More and more people are embracing online payment methods in their daily lives as the globe moves toward digitization. Digital payments, particularly contactless payments, have come to the rescue during the COVID-19 pandemic, where social distancing is essential.

How each of these methods of payment functions is essentially the same. When you use the online payment mode, transactions can be completed in seconds. Your debit or credit cards can be stored in the app, so you don’t have to bring your cards and cash around with you everywhere.

How do you choose an online payment provider when so many digital wallet options are available? A side-by-by-side comparison between Google Pay and Samsung Pay is presented below. After reading this, you’ll have a better idea of how they work and their characteristics, allowing you to make an informed decision.

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Google Pay

Initially called Google Wallet, Google Play was renamed Android Pay in 2015, and Google Pay was renamed Google Pay in 2018. It currently has 7.1 million downloads on Google Play. It has a user-friendly UI.


  • Nearfield Communication (NFC), which transfers card information to the card reader, is used by Google Pay to make payments.
  • They offer cashbacks, gift vouchers and referral provides to their customers.
  • Google Pay works on smartwatches such as the Samsung Galaxy 4, Fossil Men Gen 5E, Ticwatch Pro 3GPS, and others. It is available for Android and iOS. This makes it easier to use, as Samsung Pay only works with Samsung smartphones.
  • It is possible to recharge your phone, pay bills and make transactions quickly. Your bank may limit the number of transactions per day.

Samsung Pay

2015 marked the debut of Samsung Pay in the company’s home country of South Korea, and the following year saw its introduction in the United States. The need to use a Samsung handset to use the Samsung Pay digital wallet is regarded as a disadvantage because this restricts access to the service.


  • Samsung Pay’s swipe gesture payment feature is its most attractive feature. You can make payments with just one swipe gesture from your home screen. You can quickly change cards and make payments with their quick UI.
  • Samsung Pay can be operated via smartwatches such as the Gear Sport, Galaxy Watch Active 2, Gear S2, Gear S3, or Galaxy Watch. It is very easy to use. Nearfield Communication (NFC Technology) makes contactless payments possible.
  • Samsung uses Magnetic Secure Transmission Technology (MST) Technology, but they stopped using it in the S21 Series. These technologies will be discussed later.
  • Samsung Pay can be a little annoying with notifications. You have the option to personalize notifications about deals and offers.

Google Pay vs. Samsung Pay – The Comparison

Google Pay Samsung Pay
Compatibility Android and iOS (with NFC support) High-end Samsung Devices
Availability Supported in 140 Countries Supported in 24 Countries
Security Tokenization (Virtual Card Details) Tokenization (Virtual Card Details) via Samsung Knox
Technology Used Near-field Communication (NFC) Near-field Communication (NFC) & Magnetic Secure Transmission (MST)
Rewards Redeemable points Shopping vouchers, coupons & cashbacks


Google Pay is undoubtedly the superior choice for those who do not use Samsung devices. It has a much larger user base, and even on a global scale, Google Pay is accepted in many nations than Samsung Pay.

You may even use Google Pay to pay for transportation-related expenses in the United States and many areas of Europe. This functionality is currently only available in select countries.

Vendors in many different locations have deployed QR codes. You can make speedy payments to the vendor by scanning these codes with Google Pay on your mobile device.

In nations where there is no NFC technology available, Samsung Pay can still function with MST. However, the fact that Samsung Pay is only available in 23 countries makes the impact of this functionality significantly less significant.


Both Google Pay and Samsung Pay do not keep your data while processing a transaction. This assures that your bank and card information will remain private.

In addition, Samsung brags that it uses the Knox operating system, which is widely regarded as the safest mobile operating system. These services will protect the information you provide by utilizing various security measures, such as a fingerprint scanner, a facial recognition system, and a few more.

Google Pay and Samsung Pay generate and employ a virtual number in place of your actual card number throughout the payment process to make the transaction more secure.


Because of its contactless swipe gesture function, Samsung Pay is currently in the first place when making payments inside stores. This function is quicker and becomes vital as it assists in maintaining social distance in these challenging times brought on by the pandemic caused by the Corona Virus.

Inclusion of Banks

Google Pay now supports a wider variety of financial institutions on their mobile app, which also receives consistent upgrades from third-party developers. Both Google Pay and Samsung Pay are incompatible with locations requiring you to input your card physically.


You may store boarding passes, loyalty cards, vouchers, and discounts on Google Pay. Additionally, you can use it to make payments. You may save your debit and credit cards, as well as loyalty cards, in Samsung Pay.

If you make payments using Google Pay, you will be rewarded with coupons, vouchers, and cashback. On the other hand, using Samsung Pay will provide points for each transaction, similar to what you would receive on a credit or debit card. You can redeem these for deals or gift cards, most of which are redeemable for Samsung electronic devices.


Regarding the two things getting along, we have a distinct picture to contrast. On the one hand, Samsung Pay is only compatible with the company’s most premium smartphones.

On the other hand, Google Pay is compatible with most Android and iOS devices; the only criterion is that the smartphone should have NFC functionality.


What is Nearfield Communication Technology?

Typically, this technology is used to execute transactions, transfer data, etc., securely. You only need to bring the devices within 4 inches of each other to complete the transaction.

NFC facilitates payments in the age of digital commerce. Your payment app will ask for confirmation whenever the device is in touch with the reader. All of these procedures are secure and safe to use.

What is Magnetic Secure Transmission?

Magnetic Secure Transmission (MST) generates magnetic signals when using a debit or credit card. The card reader receives these magnetic signals. With this technology, you no longer need to carry your credit cards, and transactions are completed quickly and securely.

Google Pay Vs. Samsung Pay – Conclusion

Since Samsung Pay is only compatible with handsets manufactured by Samsung, whether or not to purchase a Samsung smartphone ultimately boils down to this factor. If you don’t have a Samsung device, Google Pay will probably be your best option. It is compatible with both iOS and Android.

Even though Samsung Pay includes the MST technology, which is only available in a select number of countries, this feature is a definite bonus for the service. If you own a Samsung device, you owe it to yourself to experiment with both before forming your judgment.